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Loraine Was a Godsend
"My husband and I purchased our first home in 2000 with the help of Loraine Goode. We truly believe the Lord led us into a partnership with her. When it came time to purchase our second home . . . we found Loraine to be just as diligent as she was in helping us with our first home. I truly believe God has Loraine operating in the business she is in because it is her calling. I would give her a rating of excellent, not only as a realtor, but as a human being created in the image of God." Valorie
"I moved to Texas just recently, and so I knew very little about Belton when I decided to buy a house. Since I did not know anyone who could recommend a real estate agent, I picked Covington Real Estate out of the telephone book. From the minute I talked to Loraine Goode, I knew I had made the right choice . . . she was helpful without being pushy and I never felt any pressure to buy outside my price range. When I did find the perfect house, Loraine was very helpful in dealing with all the paperwork. Buying a house in Texas is different than in Oregon but everything went smoothly and I closed with absolutely no problems . . . and if I were to ever buy another house, I would definitely buy from Loraine." Cynthia
"I keep Loraine Goode on speed-dial for very good reason. She has been a tremendous asset to our real estate investing business for several years. Her resourcefulness and wealth of local knowledge has led us to opportunities that otherwise would have been missed."
George
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First Time Buyers >More Down Payment Help
One of the most common deterrents to first-time home buyers is the lack of a down payment. However, the home loan industry has practically re-created itself in the last ten years, making it easier than ever to obtain a mortgage, and new mortgage programs are always cropping up.
Some states sponsor loan programs that allow buyers to purchase a home without putting any money down. A parent or other relative can guarantee repayment of ten percent of the loan if the buyer defaults. The only cash needed is for the closing costs, which typically run about three percent of the loan. Parents can also give their children down payment help through a personal note or second trust deed. The terms can be set up for monthly payments or annual payments amortized over a period of time. You could pay the interest only, and have the payoff due when the property is sold.
With so many alternatives, doesn't it make sense to call your real estate agent for a free consultation? You may be closer to home ownership than you think.
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What mortgage transactions between borrowers and lending institutions operate in the private sector of the economy?
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Conventional mortgages are private sector transactions that are not insured or guaranteed by the government. |
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Covington Real Estate Team
Covington Real Estate
2324 N. Main St.
Belton, TX. 76513
254 939-3800
877 711-3800
Fax: 254 939-3232
Email: covington@number1expert.com
Terri Covington, owner, established Covington Real Estate in 2003 after being a top producer for a franchise office for several years. Realtors affiliated with Covington are involved in the local community, including chambers of commerce, school district committees, local government, churches, and universities. Many of the agents serve in leadership with the Temple-Belton Board of REALTORS and the Texas Association of REALTORS.
Terri shares, "God has blessed me with a wonderful organization of highly ethical and hard working REALTORS. We are like family and work together to get results for our clients."
Being an independent office has afforded Covington clients flexibility in marketing and buying strategies.
"We try to stay fresh in our marketing ideas and up to date with our education and negotiating skills." commented owner, Terri Covington.   
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