|  | | | Belton Lake-Belton, TX | |
 |  | | New Visitors Center in Temple | |
Welcome to Bell County! With Ft. Hood to our west, best of the best hospitals and cancer research center in Temple, quaint Salado to the south, and the premier Belton Independent School District and ever growing Belton located in the middle, we have a lot to brag about! New subdivisions are being developed throughout the area. Old homes are being renovated. Downtowns are being revitalized. We hope you will want to get in on our exciting opportunities!
Salado, Belton and Temple - In the beginning. . .  |  | | Mayborn Events Center, University of Mary Hardin-Baylor-Belton, TX |
 Salado is the oldest of these three Central Texas towns. It was the stopping place chosen by pioneer families who came to the newest state in the mid 1840s from more refined areas of the United States. Salado was chosen because of its fresh water supply on the banks of Salado Creek, as well as the numerous springs in the area. Early on, the residents determined a need for advanced education for their children, and Salado College was established and it became a major draw to attract new families to the small town. Salado continued to grow until the 1880s when the Gulf, Colorado and Santa Fe Railway Company began its rail line to connect Texas with the rest of the states. The railroad became the main artery for commercial and economic development, and when Salado found itself “off the beaten track,” with no rail line or depot, its population rapidly declined. Today, Salado is enjoying new growth as folks discover its small-town atmosphere, and country amenities now so close to major population centers, thanks to the more recent line of commercial and economic development, Interstate-35. 
 |  | | Railroad & Heritage Museum-Temple, TX | |
In 1850, Bell County was formed, and with it the town of Belton, the County Seat. In 1882 after a controversial and some still say shady transaction, a railway spur and depot was built in Belton, the small town soon outranked its older and larger parent town of Salado in population and commerce. After buying the right-of-way from Belton citizens, the railroad officials decided to resurvey the tracks away from Belton, build a brand-new company town and name it after one of their engineers - Bernard M. Temple. A few years later, in 1886, however, Belton beat out Temple in persuading Baylor Female College to relocate there from its original campus in Independence, Texas. Now the University of Mary Hardin - Baylor, the school ranks among the best small private universities in the country. It went co-educational in the 1970s and added a Division 3, non-scholarship football team twenty years later.
 |  | | Cochran, Blair & Potts-Oldest Department Store in State of Texas-Downtown Belton, TX |
 The early days of Temple were defined by the railway that made its way to Central Texas by December of 1881. The Gulf, Colorado and Santa Fe Railway Company was the major employer, offering jobs on the trains, company machine shops and business offices. In 1892, Dr. A.C. Scott and Raleigh R. White, Jr. arrived in Temple to work at the railroad’s own Gulf, Colorado and Santa Fe Hospital to treat company employees. In order to offer services to the rest of the city, the doctors opened the Temple Sanitarium in 1904, which has grown into one of the fastest-growing hospitals in the 20th century, the Scott & White Memorial Hospital. Temple has now grown to a population of almost 50,000 people who enjoy the small-town community with big-city amenities such as the Temple Symphony Orchestra and Temple College. For more information on the history of the area, visit the Bell County Museum in Belton and the Railroad and Heritage Museum in Temple. (links?)
For more information on these towns today, visit the Belton Area chamber of Commerce and the Temple Chamber of Commerce as well as the city. 
Request our Free Belton, Temple and Salado Relocation Package. It's packed full of useful and important information about the Belton, Temple and Salado, Texas area. Don't move here without it! Remember: we'll send it to you for free and without obligation. Just fill out the form and we will send it right out...
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Closing or Settlement >Handle Needed Repairs Early
There is a standard chain of events that occurs when an offer comes in on a home. After a meeting of the minds, the buyer often brings in a home inspector who may find a few items that need to be repaired. The real estate agent gives the homeowner a list of the requested repairs. What comes next?
In most transactions, the seller will take care of the repairs. Many sellers wait until the week before the closing to call someone to do the work, because they want to be sure that they are going to make it to the closing table before they spend money on repair work. If you are responsible for making repairs to a home you are selling, make sure you have the work done well in advance of the closing date by licensed professionals who will stand behind their work. If the work is done at the last minute and is incomplete or unsatisfactory, it could cause complications at the closing. You should provide the buyers with all the receipts and the names of the persons to contact in case there is a problem with the repairs.
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| Q |
Who is "Freddie Mac", and why is he a big name in real estate?
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| A |
"Freddie Mac" is the nickname for FHLMC, the Federal Home Loan Mortgage Corporation, which buys mortgages from lending agencies, thus allowing lenders to continually replenish funds for new mortgage loans. |
See More Real Estate Trivia > |
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Covington Real Estate Team Covington Real Estate 2324 N. Main St. Belton, TX. 76513 254 939-3800 877 711-3800 Fax: 254 939-3232 Email: covington@number1expert.com
Terri Covington, owner, established Covington Real Estate in 2003 after being a top producer for a franchise office for several years. Realtors affiliated with Covington are involved in the local community, including chambers of commerce, school district committees, local government, churches, and universities. Many of the agents serve in leadership with the Temple-Belton Board of REALTORS and the Texas Association of REALTORS.
Terri shares, "God has blessed me with a wonderful organization of highly ethical and hard working REALTORS. We are like family and work together to get results for our clients."
Being an independent office has afforded Covington clients flexibility in marketing and buying strategies.
"We try to stay fresh in our marketing ideas and up to date with our education and negotiating skills." commented owner, Terri Covington. 


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