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$115,000 under contract

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Address: Denmans Loop	City/ST: Belton, TX	Zip Code: 76513
Location: Denmans Loop	Property Type: Land	New or Resale: Resale
MLS# 85514

Lake view with access to Corps of Engineer property. Beautiful homes in the area. Builder restricted.

Last Updated: 8/9/2010 4:57:19 PM

Listing Agent and Office: Tina Smith, Covington Real Estate, Inc.

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Titles >Do You Really Need Title Insurance

When a home is purchased, title insurance is one of the closing cost items on the closing statement. This insurance protects the buyer from defects in the title that are not discovered until after the closing. There are two kinds of title insurance--coverage that protects the lender for the balance of the mortgage if the buyers have a loan, and coverage that protects the buyers' equity in the property.

It is prudent to purchase owners' coverage because most of the title problems that arise after a closing are not from a sloppy title search, but are the result of inaccurate information in the public records. The ownership chain goes back a long way, and fraud or misrepresentation anywhere in the chain could mean big problems. Title insurance will protect you if a wife or husband did not properly sign off on the ownership papers or if the property was sold as part of an estate that was later disputed. Most people do not have to deal with the title insurance company after the closing, but this coverage could save your investment if a problem arises.

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Q	What economic factor can make the purchase of a home an excellent long-term investment?
A	Home price appreciation can result in a substantial return on the buyer's investment as a house increases in value over time.
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Covington Real Estate Team, REALTOR�, real estate agents and broker for Belton, Temple and Salado, Texas home listings, property and land for sale - NUMBER1EXPERT

Covington Real Estate Team
Covington Real Estate
2324 N. Main St.
Belton, TX. 76513
254 939-3800
877 711-3800
Fax: 254 939-3232
Email: covington@number1expert.com
Terri Covington, owner, established Covington Real Estate in 2003 after being a top producer for a franchise office for several years. Realtors affiliated with Covington are involved in the local community, including chambers of commerce, school district committees, local government, churches, and universities. Many of the agents serve in leadership with the Temple-Belton Board of REALTORS and the Texas Association of REALTORS. Terri shares, "God has blessed me with a wonderful organization of highly ethical and hard working REALTORS. We are like family and work together to get results for our clients." Being an independent office has afforded Covington clients flexibility in marketing and buying strategies. "We try to stay fresh in our marketing ideas and up to date with our education and negotiating skills." commented owner, Terri Covington.

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