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Get connected with Central Texas! Call us at (254)939-3800!
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Welcome! We want to serve you in Belton, TX 76513; Temple, TX 76501, 76502, 76504; Salado, TX 76571; Harker Heights, TX 76548; Killeen, TX 76549; Moody, TX 76557; Academy, TX 76554; Troy, TX 76579; McGregor, TX 76657 and rural Central Texas. Licensed in the State of Texas
We want to help you with what could be your largest lifetime investment! Buying or selling a home should be entrusted to a professional. We hope you will use this website to get started but be sure to contact us for a personal conference to establish your needs and give you information even before it hits the site! CovingtonSells.com is filled with ways you may contact us for expert advice as well as search local listings. We can and want to represent your interests regardless if you are buying or selling. We have the ability to show you our listings and listings offered by other agencies as well. Please let us know your real estate needs. A taste of our local communities is available on this site, and we can use our local contacts to direct you to the information you need to make decisions regarding your real estate transaction. See some of the local highlights for Belton, Temple, and Salado. We also provide service in the Harker Heights and Killeen area. Central Texas is where we live and work - we would love to share our knowledge of the area with you. Our agents are experienced and professional. You will be glad you entrusted your purchase or sale to someone trained to negotiate the best deal for you! Please refer to the page with personal notes and pictures of our agents. We want you to get to know us as we get to know you. Involvement in the chamber of commerce, local schools, universities, city governments, churches, and community makes our agents a great resource for newcomers.
We have a strong relationship with Ft. Hood and the soldiers and families we love and appreciate! Our service is efficient and on target for quick transitions when needed. Please refer to our "Rental" tab should property management be a service you require or if you are in the market for a rental property. Property management is a way to offer full service to our property owners and prospects. We look forward to working FOR YOU and hope to hear from you soon! - Covington Real Estate Team
2324 N. Main Belton, TX 76513
(254)939-3800 or (877)711-3800  
Financing Your Home >Early Loan Approval
Many lenders help prospective buyers get pre-approved for a mortgage loan before the buyers begin a serious house-hunting effort. If you are in this position, give the loan officer all of the information about your assets, income, and debts so they can tell you how much you will be able to borrow under the available loan options. The loan officer will do a credit check and work with the lender to straighten out any problems with your credit rating.
Pre-approval from a lender can make you more attractive to the seller when you find the home you want. Multiple offers sometimes come in on a house, and you may find yourself competing with other buyers. In that case, it is helpful if you have included a letter from the lender with your offer stating that you have an approved loan and are, indeed, qualified to buy. This will also save you time by eliminating from consideration any homes that you would not be able to afford.
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| Q |
What information does nearly every state in America require the seller of a home to reveal to the buyer?
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| A |
Most states require disclosure of any existing problems or conditions that could affect the value of the house. |
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Covington Real Estate Team
Covington Real Estate
2324 N. Main St.
Belton, TX. 76513
254 939-3800
877 711-3800
Fax: 254 939-3232
Email: covington@number1expert.com
Terri Covington, owner, established Covington Real Estate in 2003 after being a top producer for a franchise office for several years. Realtors affiliated with Covington are involved in the local community, including chambers of commerce, school district committees, local government, churches, and universities. Many of the agents serve in leadership with the Temple-Belton Board of REALTORS and the Texas Association of REALTORS.
Terri shares, "God has blessed me with a wonderful organization of highly ethical and hard working REALTORS. We are like family and work together to get results for our clients."
Being an independent office has afforded Covington clients flexibility in marketing and buying strategies.
"We try to stay fresh in our marketing ideas and up to date with our education and negotiating skills." commented owner, Terri Covington.   
 
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